Comparison of Medigap or Medicare Supplement Plans

Medigap or Medicare Supplement plans are the same things. They are additional plans available to you if you have Original Medicare Part A and Part B. You must be enrolled in both parts to be eligible for a Medicare Supplement or Medigap Plan. Why would you consider a...

Understanding Medicare Basics

First and foremost, let me take away some of the fear about Medicare.  There are some simple things you need to remember when first looking at Medicare or when the “dreaded” Annual Enrollment comes each year.  I say “dreaded” because you will be bombarded with TV ads...

Disputing Medicare Additional Fees (IRMAA)

There are some tricky areas about Medicare benefits that if you didn’t know about can be costly for you. This is the main reason why it is so important to discuss your Medicare needs with a professional licensed and trained representative instead of trying to enroll...

Beware of Medicare Scammers

It’s a shame to say that in today’s environment there are scams popping up like crazy. It isn’t the same world that you grew up in. One of the things that really upset moral and licensed representatives are people that try and prey upon your good sense and take...

Doctors Who Refuse Medicare Patients

We need to go over a bit of history to understand that Medicare was created to help Senior Citizens 65 and older, younger disabled individuals, and those on Medicaid needing coverage. There is quite a bit of paperwork that the physicians and their staff need to fill...

What is the difference between PPO and HMO Plans?

A PPO Preferred Provider Organization plan is typically a Medicare Advantage (Part C) Plan offered by Private Insurance Companies. PPO Plans have network doctors, other health care providers, and hospitals. You pay less if you use doctors, hospitals, and other health...

Turning 65—What’s Next?

Congratulations, you are turning 65! Time Flies! You’re probably saying to yourself, where did the time go, in my head, I still believe I am 29! It’s time to celebrate, you worked hard for the past 40 plus years, getting up every day, going to work, maybe punching a...

Medicare Choices and Your Needs

You’ve got options and choices to make when it is in regard to just how you get the best Medicare coverage designed for you. There are three major choices to consider. Original Medicare Part A and Part B Medicare Advantage or Medicare Supplement Plan also known...

Medicare Costs Too Much? Try This

If you currently have Medicare and finding it tough to make ends meet or pay the monthly health care premium, you might qualify for Medicare programs that can help you save money on medical and drug costs. Medicaid If you have very limited income and resources...